Hoodie does not = jacket!!!!! You crazy Floridian!
I live in Buffalo, where we have four stages of jacket. Stage 1 = light spring/fall jacket, worn in April and September/October, and also on those cool summer nights. Stage 2 = fall jacket, maybe an unlined leather jacket, worn October/November. Stage 3 = winter coat. Pea coats are very popular here. Worn in December and March. Stage 4 = blizzard riot gear, worn January - February. This is also the time of year when often the only part of a Buffalonian you see is their eyes.
Man, if I lived in Florida, I'd be running around in shorts and a tank top all the time.